Charming and completely private single level ranch style home centered around an alluring courtyard with a fountain, patios, and lush gardens. Located in Monarch Bay a quiet guarded community offering Monarch Bay Beach and a private community beach club featuring ocean front dining, beach fire pits, volleyball courts, concierge service on the beach, along with social and special events on a weekly basis. This home rests on a large flat lot and offers an abundance of opportunity and flexibility. Every room includes french doors opening to a private garden, pathway, rear yard, or courtyard to maximize that indoor outdoor living experience -- you can always enjoy the ocean breeze. The spacious living room includes a fireplace and high ceiling and flows into the formal dining room featuring built-in shelves. The kitchen includes a casual eating area and large center island with a second sink and storage. The roomy master suite is located at the far end of the home and includes a separate bath and tub. Also, includes a den with a fireplace, currently used as a third bedroom, and a 2-car garage. So much charm and character, a great location in prestigious gated community.